All About Florida Home Insurance

All About Florida Home Insurance

Florida home insurance is a must-have. Not only does it protect your home but also your financial investment. Florida is home to so many different perils. Perils such as hurricanes, tornadoes, fires, and strong winds, just to name a few are frequent in Florida. It is strongly recommended that you purchase enough coverage to protect your home.

What Is Covered?

Your Florida home insurance policy will cover your personal property and your home from damages caused by these perils:

  • Fire
  • Windstorm
  • Explosions
  • Theft
  • Vandalism
  • Falling objects
  • Weight of snow or ice
  • Freezing of plumbing

Before diving in headfirst, you should familiarize yourself with the different types of coverages that are included in a Florida home insurance policy at this website. These coverages consist of dwelling, other structures, additional living expenses, water backup coverage, personal property, family liability, and guest medical protection.

Types of FL Coverage

Dwelling protection will be able to protect you from financial loss if your home or any other connected structure like a garage are damaged by perils such as wind and hail. Other structures coverage will be able to cover your unattached structures. This will include fences and sheds.

Additional living expenses will cover you if your home becomes uninhabitable due to damages caused by a covered peril.  Water backup coverage is different from flood insurance. In fact, it helps repair any damages due to water that comes from the ground up. For instance, an overflowing drain or sump pump.

Personal Property will cover your personal belongings if they are damaged due to a covered peril. This coverage will cover your belongings inside your home and on the go. Your liability protection will cover legal liability if your negligence causes injuries or property damages to others. Guest medical protection will help pay for medical bills for those injured on your property.

Florida home insurance from is important to have. Read the guide above to familiarize yourself with this type of coverage. That way you will know exactly what to shop for when it comes to determining how much coverage you need. Be sure to shop and compare FL home insurance before settling for a policy. The FL homeowners market is fairly expensive due to the risk that insurance companies will have to payout.

Start shopping online today to find the perfect FL homeowners policy for you. To help get you started head on over to You can find a great deal on FL home insurance!

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